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The Emperor’s New Clothes: How the Judicial System and the Housing-Mortgage Market Have Turned a Blind Eye to the Destruction of the Negotiability of Mortgage Promissory Notes

Abstract This Article examines the common notions of negotiable instruments as they relate to the modern day promissory note in the context of residential mortgage lending. The Article further addresses the destruction of the negotiability of such promissory notes through various undertakings added for the benefit of the banking industry, often to the detriment of a borrower. The use of […]

When it Comes to Real Estate, Congress Can’t Find Their Way Out of the Bag

Tue Dec 16, 2014 by on News & Press Releases

As very few probably know, including myself until recently, the House of Representatives has passed an early holiday gift for taxpayers concerning real estate. It is also expected that the Senate and President will follow suit in the near future. Ironically; however, it is too little, too late. What the Bill Covers As George Bush was leaving the presidency and the economy […]

Dyck-O’Neal, Inc., – Reviving the Homeowner Foreclosure Nightmare with Deficiency Judgment Lawsuits

Thu Jul 24, 2014 by on News & Press Releases

Dyck-O’Neal, Inc., The Revival of the Homeowner Foreclosure Nightmare with the Use of Deficiency Judgment Lawsuits A Brief Recap on the New Deficiency Judgment Deadlines As I have explained in my previous blog posts and YouTube videos, July 1st 2014 was a key date in terms of deficiency judgments.  If a bank had a foreclosure judgment entered in their favor at any time prior […]

Gauging the real estate markets reaction to Iraq ISIS crisis

Tue Jul 1, 2014 by on News & Press Releases

Islamist militant gains in Iraq sent world oil prices higher Monday according to CNN. Photo: Reuters Repeatedly, I am asked what my thoughts are about the implications of the situation in Iraq as it relates to the U.S. economy and the real estate market. While I nor anyone has a crystal ball, I do believe that there are certain logical implications that […]